CheckGuard Overdraft Service 

Having a check returned due to insufficient funds can be costly, inconvenient and embarrassing. So to protect our customers from additional fees or other problems that can occur when a check is returned, we offer CheckGuard on your checking account to protect you from unexpected overdrafts. CheckGuard allows you to overdraw your account in order to pay a transaction. This service can help you avoid returned items but does include our normal NSF or overdraft fee.

What does CheckGuard cover?

All checking accounts are offered the option to opt into the CheckGuard services listed below either at account opening or at any point thereafter.

	CheckGuard
ACH - Automatic Debits	Yes
Recurring Debit Card Payments	Yes
Online Bill Pay Items	Yes
Online Banking Transfers	Yes
Telephone Banking	Yes
At The Teller Window	Yes
ATM Transactions	Yes
Everyday Debit Card Transactions	Yes

For more information click here. If you have additional questions about CheckGuard, please call 1-888-464-BANK (2265) or visit a Sonabank branch.