CheckGuard Overdraft Service
Having a check returned due to insufficient funds can be costly, inconvenient and embarrassing. So to protect our customers from additional fees or other problems that can occur when a check is returned, we offer CheckGuard on your checking account to protect you from unexpected overdrafts. CheckGuard allows you to overdraw your account in order to pay a transaction. This service can help you avoid returned items but does include our normal NSF or overdraft fee.
What does CheckGuard cover?
All checking accounts are offered the option to opt into the CheckGuard services listed below either at account opening or at any point thereafter.
|Standard CheckGuard||Extended CheckGuard*|
|ACH - Automatic Debits||Yes||Yes|
|Recurring Debit Card Payments||Yes||Yes|
|Online Bill Pay Items||Yes||Yes|
|Online Banking Transfers||Yes||Yes|
|At The Teller Window||Yes||Yes|
|Everyday Debit Card Transactions||Yes|
For more information click here. If you have additional questions about CheckGuard, please call 1-888-464-BANK (2265) or visit a Sonabank branch.