Personal Banking
Free Checking, Online Banking, CDs

Home Mortgage Solutions


As a direct lender, Southern Trust Mortgage controls every step of the mortgage, from pre-qualification to in-house underwriting, through funding. So when we say "APPROVED" you can proceed with confidence.

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Totally Free Checking

Does FREE checking interest you?


Our Totally Free Checking account offers unlimited check writing with no monthly service charge, no minimum balance requirement, ATM access and the convenience of check safekeeping! With a low opening balance of $10, we offer this non-interest bearing checking account with no monthly service charge.

Online Banking

24 hour banking at its best! Sonabank makes online banking fast and convenient. Here on our website you can sign up for SonaOnline, our internet banking product complete with bill pay service. You can also apply for a Sonabank Debit card or check your balances from the comfort of your own home, or from anywhere with internet access.


SonaOnline allows you easy access to your account from any computer with Internet access. SonaOnline puts you in control by enabling you to check your balances and cleared checks.  SonaOnline also comes with our optional bill pay service. Save time -- no more running top the post office to mail your payments! Save money on stamps and checks. Pay your bills online today or schedule them to be paid next week or while you are on vacation! In addition, you may download statement information to popular software packages such as Quicken and Microsoft Money.

Certificates of Deposit

Sonabank offers excellent rates on a variety of certificate of deposit accounts. Investment terms range from one month to five years, earning premium rates with no fees applied except for early withdrawal.


For your convenience, interest can be transferred directly into your Sonabank checking, savings, or money market account for easy access.


With as little as $500, you may invest in a Certificate of Deposit and receive premium rates for terms ranging from 30 days to five years.


Contact Us at a bank location in Maryland or Virginia

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